Don't Let a Bargain Turn into a Costly Risk: Check Your Insurance Before the Holiday Rush
DON'T LET A BARGAIN TURN INTO A COSTLY RISK: CHECK YOUR INSURANCE BEFORE THE HOLIDAY RUSH
Black Friday and Cyber Monday have come and gone, kicking off the wild dash toward the end-of-year holidays. As you gear up for big purchases and big trips, one of South Africa’s insurers has a simple message: don't forget your insurance.
It’s easy to get swept up in the thrill of a Black Friday deal. That new TV, laptop, or appliance is a major win! But here’s the rub: all those high-value purchases immediately increase the total value of your household contents.
One of South Africa's insurers recommends taking these quick, essential steps to ensure peace of mind:
1. New Purchase Alert: Cover Your Household Contents Immediately
After Black Friday, contact your insurer right away to list all your new, high-value electronics and appliances under your household contents insurance. Update your policy immediately to include any significant purchases. Make sure they’re covered for their full replacement value from the minute they’re through your front door. Don’t wait until it’s too late!
2. On-the-Go Cover: Secure Your Portable Possessions
Ensure your portable possessions cover is up to date and sufficient for the valuable items you carry with you, such as phones, laptops, jewellery, and other gadgets. Double-check that they’re insured for their correct, current value. This ensures you’re covered every day and gives you extra peace of mind when you go on holiday.
3. Car Check: Prepare for the Holiday Road Chaos
Get your car's tyres, lights, and fluids checked. Ensure you have comprehensive car insurance with built-in Roadside Assistance in case you break down mid-trip. Securing your car is critical, as the festive season brings increased risks related to travel.
4. Digital Silence: Secure Your Unoccupied Home
Test your home alarm system, inform a trusted neighbour you'll be gone, and avoid posting holiday details on social media until you are safely back home. Houses are often empty for weeks, which is a prime time for opportunistic criminals to strike.
- Critical Policy Detail: Some insurance policies have a limit on how long your home can be unoccupied, typically between 30 to 60 days. If you're going to be gone longer than that, you absolutely must tell your insurer. If you don't, you could jeopardise your claim.
The information presented herein is for informational purposes only and does not constitute financial advice.
*Information provided by the publicist. If your brand or PR Agency sends out multiple advertorials (Media/ Press Releases) in a month, and would like all the advertorials to be featured at an Extremely Reasonable price, AND/OR to Advertise your brand, email howzit@iloveza.com
